text string | labels list | multi_hot_labels list |
|---|---|---|
I’m nervous that this arrangement won’t actually protect me from legal action. | [
1
] | [
0,
1,
0,
0,
0
] |
There’s nothing more to be done, I’ll just deal with it. | [
3
] | [
0,
0,
0,
1,
0
] |
I didn’t think it would be resolved this quickly, I’m relieved. | [
2
] | [
0,
0,
1,
0,
0
] |
You’re wasting my time with all these repeated checks! | [
0
] | [
1,
0,
0,
0,
0
] |
I don’t even have the energy to fight about it anymore. | [
4
] | [
0,
0,
0,
0,
1
] |
I’m afraid I won’t be able to meet the next payment date. | [
1
] | [
0,
1,
0,
0,
0
] |
Alright, I’ll sign it even though I don’t agree. | [
3
] | [
0,
0,
0,
1,
0
] |
This is a huge weight off my shoulders, thank you. | [
2
] | [
0,
0,
1,
0,
0
] |
I’m angry that no one warned me about these charges earlier. | [
0
] | [
1,
0,
0,
0,
0
] |
I feel empty just thinking about how much I owe. | [
4
] | [
0,
0,
0,
0,
1
] |
I’m terrified this will affect my family if I can’t resolve it. | [
1
] | [
0,
1,
0,
0,
0
] |
If that’s the only option, I’ll have to accept it. | [
3
] | [
0,
0,
0,
1,
0
] |
I’m so relieved this is finally over. | [
2
] | [
0,
0,
1,
0,
0
] |
This is outrageous — how can you expect me to pay that all at once? | [
0
] | [
1,
0,
0,
0,
0
] |
Every day I wake up dreading this situation. | [
4
] | [
0,
0,
0,
0,
1
] |
I keep checking my phone, scared of getting bad news from you. | [
1
] | [
0,
1,
0,
0,
0
] |
I’ll stop pushing it — there’s no point now. | [
3
] | [
0,
0,
0,
1,
0
] |
I’m so grateful you found a way to make this manageable. | [
2
] | [
0,
0,
1,
0,
0
] |
I can’t believe how incompetent your process is — it’s infuriating. | [
0
] | [
1,
0,
0,
0,
0
] |
This debt makes me feel like I’m sinking deeper every week. | [
4
] | [
0,
0,
0,
0,
1
] |
I’m worried about losing my car if I can’t pay. | [
1
] | [
0,
1,
0,
0,
0
] |
Alright, I guess that’s how it’s going to be. | [
3
] | [
0,
0,
0,
1,
0
] |
Finally, I can breathe easier now that we have a plan. | [
2
] | [
0,
0,
1,
0,
0
] |
You’ve ignored my emails for days, I’m furious. | [
0
] | [
1,
0,
0,
0,
0
] |
It’s hard to see any way forward right now. | [
4
] | [
0,
0,
0,
0,
1
] |
I’m so nervous about the deadline coming up. | [
1
] | [
0,
1,
0,
0,
0
] |
It’s fine, I’ll let it go and move on. | [
3
] | [
0,
0,
0,
1,
0
] |
Thank you, I feel so much better now. | [
2
] | [
0,
0,
1,
0,
0
] |
I’ve been patient, but this delay is ridiculous. | [
0
] | [
1,
0,
0,
0,
0
] |
I can’t stop thinking about how badly this has gone for me. | [
4
] | [
0,
0,
0,
0,
1
] |
I’m scared this will end up costing me even more. | [
1
] | [
0,
1,
0,
0,
0
] |
Fine, I’ll take that offer even though it’s not great. | [
3
] | [
0,
0,
0,
1,
0
] |
I feel such relief knowing I’m not behind anymore. | [
2
] | [
0,
0,
1,
0,
0
] |
It’s unacceptable how little you’ve done to help me. | [
0
] | [
1,
0,
0,
0,
0
] |
This whole thing has made me feel so low. | [
4
] | [
0,
0,
0,
0,
1
] |
I’m worried my account will be closed before I can fix this. | [
1
] | [
0,
1,
0,
0,
0
] |
Well, there’s no point in arguing anymore. | [
3
] | [
0,
0,
0,
1,
0
] |
I’m genuinely thankful for your help today. | [
2
] | [
0,
0,
1,
0,
0
] |
I’m furious that you’ve ignored my messages. | [
0
] | [
1,
0,
0,
0,
0
] |
This has been weighing me down for months. | [
4
] | [
0,
0,
0,
0,
1
] |
I’m afraid I won’t be able to catch up with the payments. | [
1
] | [
0,
1,
0,
0,
0
] |
If that’s all you can do, I’ll leave it at that. | [
3
] | [
0,
0,
0,
1,
0
] |
It’s such a relief to see progress at last. | [
2
] | [
0,
0,
1,
0,
0
] |
You’ve made a simple process way more difficult — it’s maddening. | [
0
] | [
1,
0,
0,
0,
0
] |
I’m struggling to see any hope in this situation. | [
4
] | [
0,
0,
0,
0,
1
] |
I’m nervous about how this will affect my credit score. | [
1
] | [
0,
1,
0,
0,
0
] |
Alright, I guess we’re done here then. | [
3
] | [
0,
0,
0,
1,
0
] |
Thanks, I feel reassured now that we have a plan. | [
2
] | [
0,
0,
1,
0,
0
] |
I’ve told you repeatedly what the issue is, this is beyond frustrating. | [
0
] | [
1,
0,
0,
0,
0
] |
I feel empty every time I check my balance. | [
4
] | [
0,
0,
0,
0,
1
] |
I’m worried you’ll start charging more fees soon. | [
1
] | [
0,
1,
0,
0,
0
] |
If there’s nothing more you can offer, then so be it. | [
3
] | [
0,
0,
0,
1,
0
] |
I’m grateful for the help today, really. | [
2
] | [
0,
0,
1,
0,
0
] |
This is the third time you’ve messed this up, I’m livid. | [
0
] | [
1,
0,
0,
0,
0
] |
It’s hard to get through the day with this hanging over me. | [
4
] | [
0,
0,
0,
0,
1
] |
I’m scared my wages will be garnished. | [
1
] | [
0,
1,
0,
0,
0
] |
Alright, I’ll stop chasing this now. | [
3
] | [
0,
0,
0,
1,
0
] |
I’m relieved this is sorted sooner than expected. | [
2
] | [
0,
0,
1,
0,
0
] |
I can’t believe I’m still waiting after all the promises you made! | [
0
] | [
1,
0,
0,
0,
0
] |
You’ve done nothing but waste my time. | [
0
] | [
1,
0,
0,
0,
0
] |
I’m furious that I had to contact you three times to get a response. | [
0
] | [
1,
0,
0,
0,
0
] |
How can you expect me to trust you after all these mistakes? | [
0
] | [
1,
0,
0,
0,
0
] |
I’m sick of being passed from one person to another. | [
0
] | [
1,
0,
0,
0,
0
] |
The way this has been handled is completely unacceptable. | [
0
] | [
1,
0,
0,
0,
0
] |
You clearly don’t care about the stress you’ve caused. | [
0
] | [
1,
0,
0,
0,
0
] |
Why is it so hard for you to get this right the first time? | [
0
] | [
1,
0,
0,
0,
0
] |
I’ve had enough of these delays. | [
0
] | [
1,
0,
0,
0,
0
] |
It feels like you’re just ignoring my messages. | [
0
] | [
1,
0,
0,
0,
0
] |
Stop giving me excuses and fix the issue already. | [
0
] | [
1,
0,
0,
0,
0
] |
Every answer I get from you makes me more annoyed. | [
0
] | [
1,
0,
0,
0,
0
] |
It shouldn’t take weeks to sort something this simple. | [
0
] | [
1,
0,
0,
0,
0
] |
I’m angry because I’ve been more than patient with you. | [
0
] | [
1,
0,
0,
0,
0
] |
You keep promising action, but nothing changes. | [
0
] | [
1,
0,
0,
0,
0
] |
I’ve explained the same thing over and over—listen! | [
0
] | [
1,
0,
0,
0,
0
] |
Your incompetence is costing me money. | [
0
] | [
1,
0,
0,
0,
0
] |
This lack of urgency is unacceptable. | [
0
] | [
1,
0,
0,
0,
0
] |
You’ve made a mess out of what should’ve been simple. | [
0
] | [
1,
0,
0,
0,
0
] |
I’m beyond frustrated with how you’ve handled this. | [
0
] | [
1,
0,
0,
0,
0
] |
I can’t see a way out of this debt, it’s overwhelming me. | [
4
] | [
0,
0,
0,
0,
1
] |
I feel completely hopeless about my finances right now. | [
4
] | [
0,
0,
0,
0,
1
] |
This is really taking a toll on me emotionally. | [
4
] | [
0,
0,
0,
0,
1
] |
I’ve been losing sleep because of all this stress. | [
4
] | [
0,
0,
0,
0,
1
] |
It feels like no matter what I do, I’m falling behind. | [
4
] | [
0,
0,
0,
0,
1
] |
I just want this nightmare to be over. | [
4
] | [
0,
0,
0,
0,
1
] |
Every month it feels harder to keep up. | [
4
] | [
0,
0,
0,
0,
1
] |
I can’t stop worrying about how this will end. | [
4
] | [
0,
0,
0,
0,
1
] |
I feel like giving up on trying to sort this out. | [
4
] | [
0,
0,
0,
0,
1
] |
It’s exhausting to carry this burden alone. | [
4
] | [
0,
0,
0,
0,
1
] |
I’m so tired of feeling stuck in this situation. | [
4
] | [
0,
0,
0,
0,
1
] |
I feel like I’m drowning in bills. | [
4
] | [
0,
0,
0,
0,
1
] |
This debt makes me feel worthless. | [
4
] | [
0,
0,
0,
0,
1
] |
No matter what I do, I can’t get ahead. | [
4
] | [
0,
0,
0,
0,
1
] |
It’s hard to stay positive when nothing changes. | [
4
] | [
0,
0,
0,
0,
1
] |
I feel emotionally drained from all this. | [
4
] | [
0,
0,
0,
0,
1
] |
This constant stress is making me depressed. | [
4
] | [
0,
0,
0,
0,
1
] |
It’s like a heavy cloud hanging over me all the time. | [
4
] | [
0,
0,
0,
0,
1
] |
I just can’t see a future without this debt. | [
4
] | [
0,
0,
0,
0,
1
] |
I’m scared that missing one payment will ruin everything. | [
1
] | [
0,
1,
0,
0,
0
] |
I’m worried this will damage my credit permanently. | [
1
] | [
0,
1,
0,
0,
0
] |
I keep thinking about what might happen if I can’t pay. | [
1
] | [
0,
1,
0,
0,
0
] |
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